Australia AUD

Australia Investment Lending for Homes

Impact:
Medium

Latest Release:

Date:
Surprise:
-0.8%
| AUD
Actual:
-0.3%
Forecast: 0.5%
Previous/Revision:
-2.5%
Period: Q1

Next Release:

Date:
Period: Q2
What Does It Measure?
Australia's Investment Lending for Homes measures the total value of loans granted for the purpose of purchasing or refinancing investment properties, specifically in the residential sector. This indicator primarily focuses on the demand for housing investment, assessing key areas such as mortgage approvals, housing market activity, and investor confidence.
Frequency
This report is released monthly and typically includes preliminary estimates that may be subject to revision, with data becoming available within the first week of the following month.
Why Do Traders Care?
Traders pay close attention to investment lending figures as they reflect the health of the Australian real estate market and the overall economy, impacting key financial instruments like the Australian dollar (AUD), Australian equities, and related bond markets. Strong or increasing lending figures are often seen as bullish for the currency and the stock market, while weaker numbers may signal economic contraction.
What Is It Derived From?
The Investment Lending for Homes statistic is derived from comprehensive data collected from financial institutions, including banks and credit unions, regarding mortgage applications and approvals. The calculations employ a combination of survey responses and empirical data reflecting lending patterns in the residential investment property sector.
Description
This report captures trends in residential investment lending, providing insights into the willingness of investors to engage in the property market, which can be indicative of future economic activity. The preliminary figures released may reflect early trends, while the final numbers offer a more accurate representation after accounting for revisions.
Additional Notes
Investment lending serves as a leading indicator of housing market performance, often foreshadowing future trends in construction and economic growth within Australia. It plays a crucial role in understanding broader economic dynamics, such as shifts in consumer spending and the impact on associated industries like construction and retail.
Bullish or Bearish for Currency and Stocks
Higher than expected: Bullish for AUD, Bullish for Stocks. Lower than expected: Bearish for AUD, Bearish for Stocks.

Legend

High Potential Impact
This event has a strong potential to move markets significantly. If the 'Actual' value differs enough from the forecast or if the 'Previous' value is significantly revised, it signals new information that markets may rapidly adjust to.

Medium Potential Impact
This event may cause moderate market movement, especially if the 'Actual' deviates from the forecast or there's a notable revision to the 'Previous' value.

Low Potential Impact
This event is unlikely to affect market pricing unless there's an unexpected surprise or a major revision to prior data.

Surprise - Currency May Strengthen
Actual deviated from Forecast on a medium or high impact event and historically could strengthen the currency.

Surprise - Currency May Weaken
Actual deviated from Forcast on a medium or high impact event and historically could weaken the currency.

Big Surprise - Currency More Likely To Strengthen
'Actual' deviated from 'Forecast' more than 75% of historical deviations on a medium or high impact event and may likely strengthen the currency.

Big Surprise - Currency More Likely To Weaken
'Actual' deviated from 'Forecast' more than 75% of historical deviations on a medium or high impact event and may likely weaken the currency

Green Number Better than forecast for the currency (or previous revise better)
Red Number Worse than forecast for the currency (or previous revise better)
Hawkish Supports higher interest rates to fight inflation, strengthening the currency but weighing on stocks.
Dovish Favors lower rates to boost growth, weakening the currency but lifting stocks.
Date Time Actual Forecast Previous Surprise
-0.3%
0.5%
-2.5%
-0.8%
-2.9%
0.5%
5.1%
-3.4%
 
0.4%
-1%
-1%
0.6%
1.8%
-1.6%
1.4%
0.9%
5.1%
0.5%
5.4%
2.3%
2.7%
3.1%
2.7%
0.4%
-1.3%
2.3%
-1.3%
4.5%
5.3%
-5.8%
5.6%
2.4%
3.8%
3.2%
3.8%
0.7%
1.2%
3.1%
1.2%
3%
-0.8%
-1.8%
-2.6%
1%
-1.3%
-3.6%
-1.3%
2.9%
1.9%
-4.2%
1.9%
1.5%
4.9%
0.4%
5%
1.5%
2%
3.5%
2%
3.2%
1.6%
-1.2%
1.6%
3%
-0.3%
-1.4%
-0.1%
1.9%
1.3%
-2%
2.6%
1.5%
5.9%
1.1%
6.2%
3.8%
-0.2%
2.4%
-0.9%
2.2%
3.4%
-3.1%
3.7%
-0.1%
-0.5%
3.8%
-0.5%
-0.8%
-3%
0.3%
-6%
-3.2%
-4.4%
-2.8%
-4.4%
-2.4%
-3.6%
-2%
-3.6%
-1.2%
-2.3%
-2.4%
-2.2%
-2.6%
-3.5%
0.4%
-6%
-3.2%
-4.8%
-2.8%
-4.8%
-6.2%
-11.2%
1.4%
-11.2%
-4%
-6.3%
-7.2%
-6.3%
0.5%
0.9%
-6.8%
0.9%
-1%
-4.8%
1.9%
-4.8%
1.1%
2.9%
-5.9%
2.9%
-1.2%
-1.8%
4.1%
-1.8%
5%
6.1%
-6.8%
6.1%
1.1%
2.4%
5%
2.4%
0.5%
3.8%
1.9%
3.8%
0.7%
1.1%
3.1%
1.1%
1.1%
1.4%
1.4%
1.5%
1.5%
0.9%
1.8%
0.6%
1.8%
0.2%
0.7%
1.6%
0.7%
8%
13.3%
-7.3%
13.3%
1.8%
2.1%
11.5%
2.1%
13%
12.7%
-10.9%
12.7%
4.5%
4.5%
9.4%
9.4%
8.2%
8.2%
6%
6%
0.2%
0.3%
5.8%
0.3%
2.5%
5.2%
-2.2%
5.2%
9.3%
9.3%
1.7%
3.5%
7.6%
3.5%
4.6%
8.3%
-1.1%
8.1%
-10%
-15.6%
18.1%
-15.6%
2.5%
-4.2%
-18.1%
-4.2%
-3.8%
-3.9%
-0.4%
-1.9%
-0.8%
0.05%
-1.1%
3.6%
0.7%
2.8%
2.9%
2.8%
0.6%
2.2%
2.2%
2.2%
-0.3%
1.4%
2.5%
2%
0.6%
1.1%
1.4%
1.1%
0.6%
3.8%
0.5%
3.2%
-1.7%
4.3%
4.9%
3.9%
1.3%
1.9%
2.6%
0.5%
0.5%
-1.7%
-1.7%
-1%
-2.2%
-0.7%
-2.2%
-0.7%
-2.7%
-1.5%
-2.7%
1.6%
0.9%
-4.3%
2.6%
-3.6%
-2.3%
6.2%
-4.1%
-5%
-4.4%
0.9%
-4.4%
-3.8%
-2.4%
-0.6%
-4.5%
0.6%
-2.8%
-1.1%
-1.1%
-1.3%
-1.3%
-2.7%
-2.7%
-0.1%
-0.1%
-0.9%
-0.9%
-9%
-9%
0.5%
0.5%
1.1%
1.1%
-2.6%
-2.6%
1.5%
1.5%
1.6%
1.6%
-6.2%
-6.2%
4.8%
4.3%
-3.9%
-3.9%
1.6%
1.6%
-1.4%
-1.4%
-2.3%
-2.3%
0.8%
0.1%
0.5%
0.5%
3.3%
3.2%
3.9%
3.9%
-5%
-5%
1.5%
-0.4%
0.5%
0.5%
-0.7%
-0.7%
-3.2%
-3.2%
2.6%
2.6%
6.4%