United States USD

United States MBA 30-Year Mortgage Rate

影响:
中等的

最新发布:

日期:
实际的:
6.98%
预报:
Previous/Revision:
6.92%
Period: May/23

下一个发布:

日期:
Period: May/30
它测量什么?
MBA 30年按揭利率衡量的是美国借款人30年固定利率按揭贷款的平均利率。该指标主要侧重于评估按揭融资条件和住房市场的整体健康状况,反映了购房借款的成本。
频率
MBA 30年按揭利率每周发布一次,通常在周三,代表基于贷款申请样本的按揭利率初步估计。
交易者为何关心?
交易者和投资者密切关注MBA 30年按揭利率,因为它对住房市场和更广泛的经济活动有重大影响,并影响消费者支出和放贷行为。高于预期的利率可能对住房股利空,并导致货币波动,而低于预期的利率可能表明按揭环境改善,对相关资产利好。
它是如何得出的?
MBA 30年按揭利率是通过抵押贷款银行家协会进行的调查得出的,该调查从各种抵押贷方收集有关住房融资贷款的利率和条款的数据。该计算使用不同贷方的加权平均利率,确保结果反映当前的放贷条件。
描述
MBA 30年按揭利率提供了贷款成本和住房市场状况的重要见解。它不仅有助于评估借款人的 affordability 和住房市场的需求,还可以作为经济趋势的前瞻性指标,受到更广泛利率变化和美联储政策的影响。
附加说明
该指标被视为领先经济指标,因为按揭利率可以在更广泛的经济变化出现之前,对住房需求和消费者信心产生重大影响。MBA 30年按揭利率通常与其他住房市场指标(如房屋销售和住房开工)相关,提供房地产活动的全面视图。
低于预期或高于预期对货币和股票的影响
低于预期:利好美元,利空股票。

图例

高潜在影响
此事件具有显著影响市场的潜力。如果“实际值”与预测值有足够大的差异,或者“先前值”被大幅修正,这表明市场可能会迅速调整以适应新信息。

中等潜在影响
此事件可能会导致市场适度波动,尤其是当“实际值”偏离预测值,或者“先前值”出现显著修正时。

低潜在影响
此事件不太可能影响市场定价,除非出现意外惊喜或对先前数据的重大修正。

意外情况 - 货币可能走强
实际偏离预测,涉及中高影响事件,历史上可能使货币走强.

意外情况 - 货币可能走弱
实际偏离预测,涉及中高影响事件,历史上可能使货币走弱.

重大意外 - 货币更有可能走强
“实际值”相较于“预测值”偏差超过历史偏差的75%在中等或高影响事件中,可能会导致该货币走强。.

重大意外 - 货币更有可能走弱
“实际值”相较于“预测值”偏差超过历史偏差的75%在中等或高影响事件中,可能会导致该货币走弱

绿色数字 比预测更有利于该货币(或先前修正更好)
红色数字 比预测更不利于该货币(或先前修正更好)
鹰派 支持提高利率以对抗通胀,加强货币但对股票形成压力。
鸽派 支持降低利率以促进增长,削弱货币但利好股票。
日期 时间 实际的 预报 以前的 意外情况
6.98%
6.92%
6.92%
6.86%
6.86%
6.84%
6.84%
6.89%
6.89%
6.9%
6.9%
6.81%
6.81%
6.61%
6.61%
6.7%
6.7%
6.71%
6.71%
6.72%
6.72%
6.67%
6.67%
6.73%
6.73%
6.88%
6.88%
6.93%
6.93%
6.95%
6.95%
6.97%
6.97%
7.02%
7.02%
7.02%
7.02%
7.09%
7.09%
6.99%
6.99%
6.97%
6.97%
6.75%
6.75%
6.67%
6.67%
6.69%
6.69%
6.86%
6.86%
6.9%
6.9%
6.86%
6.86%
6.81%
6.81%
6.73%
6.73%
6.52%
6.52%
6.52%
6.52%
6.36%
6.36%
6.14%
6.14%
6.13%
6.13%
6.15%
6.15%
6.29%
6.29%
6.43%
6.43%
6.44%
6.44%
6.5%
6.5%
6.54%
6.54%
6.55%
6.55%
6.82%
6.82%
6.82%
6.82%
6.87%
6.87%
7%
7%
7.03%
7.03%
6.93%
6.93%
6.94%
6.94%
7.02%
7.02%
7.07%
7.07%
7.05%
7.05%
7.01%
7.01%
7.08%
7.08%
7.18%
7.18%
7.29%
7.29%
7.24%
7.24%
7.13%
7.13%
7.01%
7.01%
6.91%
6.91%
6.93%
6.93%
6.97%
6.97%
6.84%
6.84%
7.02%
7.02%
7.04%
7.04%
7.06%
7.06%
6.87%
6.87%
6.8%
6.8%
6.78%
6.78%
6.78%
6.78%
6.75%
6.75%
6.81%
6.81%
6.76%
6.76%
6.83%
6.83%
7.07%
7.07%
7.17%
7.17%
7.37%
7.37%
7.41%
7.41%
7.61%
7.61%
7.61%
7.61%
7.86%
7.86%
7.9%
7.9%
7.7%
7.7%
7.67%
7.67%
7.53%
7.53%
7.41%
7.41%
7.31%
7.31%
7.27%
7.27%
7.21%
7.21%
7.31%
7.31%
7.31%
7.31%
7.16%
7.16%
7.09%
7.09%
6.93%
6.93%
6.87%
6.87%
6.87%
6.87%
7.07%
7.07%
6.85%
6.85%
6.75%
6.75%
6.73%
6.73%
6.77%
6.77%
6.81%
6.81%
6.91%
6.91%
6.69%
6.69%
6.57%
6.57%
6.48%
6.48%
6.5%
6.5%
6.55%
6.55%
6.43%
6.43%
6.3%
6.3%
6.4%
6.4%
6.45%
6.45%
6.48%
6.48%
6.71%
6.71%
6.79%
6.79%
6.71%
6.71%
6.62%
6.62%
6.39%
6.39%
6.18%
6.18%
6.19%
6.19%
6.2%
6.2%
6.23%
6.23%
6.42%
6.42%
6.58%
6.58%
6.34%
6.34%
6.42%
6.42%
6.41%
6.41%
6.49%
6.49%
6.67%
6.67%
6.9%
6.9%
7.14%
7.14%
7.06%
7.06%
7.16%
7.16%
6.94%
6.94%
6.81%
6.81%
6.75%
6.75%
6.52%
6.52%
6.25%
6.25%
6.01%
6.01%
5.94%
5.94%
5.8%
5.8%
5.65%
5.65%
5.45%
5.45%
5.47%
5.47%
5.43%
5.43%
5.74%
5.74%
5.82%
5.82%
5.74%
5.74%
5.74%
5.74%
5.84%
5.84%
5.98%
5.98%
5.65%
5.65%
5.4%
5.4%
5.33%
5.33%
5.46%
5.46%
5.49%
5.49%
5.53%
5.53%
5.36%
5.36%
5.37%
5.37%
5.2%
5.2%
5.13%
5.13%
4.9%
4.9%
4.8%
4.8%
4.5%
4.5%
4.27%
4.27%
4.09%
4.09%
4.15%
4.15%
4.06%
4.06%
4.05%
4.05%
3.83%
3.83%
3.78%
3.78%
3.72%
3.72%
3.64%
3.64%
3.52%
3.52%
3.33%
3.33%
3.27%
3.27%
3.3%
3.3%
3.3%
3.3%
3.31%
3.31%
3.24%
3.24%
3.2%
3.2%
3.16%
3.16%
3.24%
3.24%
3.3%
3.3%
3.23%
3.23%
3.18%
3.18%
3.14%
3.14%
3.1%
3.1%
3.03%
3.03%
3.03%
3.03%
3.03%
3.03%
3.03%
3.03%
3.03%
3.03%
3.06%
3.06%
2.99%
2.99%
2.97%
2.97%
3.01%
3.01%
3.11%
3.11%
3.09%
3.09%
3.15%
3.15%
3.2%
3.2%
3.18%
3.18%
3.11%
3.11%
3.15%
3.15%
3.17%
3.17%
3.18%
3.18%
3.15%
3.15%
3.11%
3.11%
3.18%
3.18%
3.17%
3.17%
3.2%
3.2%
3.27%
3.27%
3.36%
3.36%
3.33%
3.33%
3.36%
3.36%
3.28%
3.28%
3.26%
3.26%
3.23%
3.23%
3.08%
3.08%
2.98%
2.98%
2.96%
2.96%
2.92%
2.92%
2.95%
2.95%
2.92%
2.92%
2.88%
2.88%
2.86%
2.9%
2.86%
2.86%
2.9%
2.86%
2.85%
2.85%
2.9%
2.9%
2.92%
2.92%
2.92%
2.92%
2.99%
2.99%
2.98%
2.98%
3.01%
3.01%
3%
3%
3.02%
3.02%
3%
3%
3.01%
3.01%
3.05%
3.05%
3.1%
3.1%
3.07%
3.07%
3.07%
3.07%
3.08%
3.08%
3.11%
3.11%
3.13%
3.13%
3.06%
3.06%
3.14%
3.14%
3.2%
3.2%
3.2%
3.2%
3.19%
3.19%
3.26%
3.26%
3.29%
3.29%
3.3%
3.3%
3.3%
3.3%
3.38%
3.38%
3.37%
3.37%
3.42%
3.42%
3.41%
3.41%
3.43%
3.43%
3.4%
3.4%
3.43%
3.43%
3.45%
3.45%
3.45%
3.45%
3.49%
3.49%
3.47%
3.47%
3.82%
3.82%
3.74%
3.74%
3.47%
3.47%
3.57%
3.57%
3.73%
3.73%
3.77%
3.77%
3.72%
3.72%
3.71%
3.71%
3.81%
3.81%
3.87%
3.87%
3.87%
3.87%
3.91%
3.95%
3.99%
3.91%
3.95%
3.99%
3.98%
3.98%
3.98%
3.98%
3.97%
3.97%
3.97%
3.97%
3.99%
3.99%
4.03%
4.03%
3.98%
3.98%
4.05%
4.05%
4.02%
4.02%
3.92%
3.92%
3.9%
3.9%
3.99%
3.99%
4.02%
4.02%
4.01%
4.01%
3.82%
3.82%
3.87%
3.87%
3.94%
3.94%
3.9%
3.9%
3.93%
3.93%
4.01%
4.01%
4.08%
4.08%
4.08%
4.08%
4.12%
4.12%
4.04%
4.04%
4.07%
4.07%
4.06%
4.06%
4.14%
4.14%
4.12%
4.12%
4.23%
4.23%
4.33%
4.33%
4.33%
4.33%
4.4%
4.4%
4.41%
4.41%
4.42%
4.42%
4.46%
4.46%
4.44%
4.44%
4.4%
4.4%
4.36%
4.36%
4.45%
4.45%
4.55%
4.55%
4.64%
4.64%
4.67%
4.67%
4.65%
4.65%
4.66%
4.66%
4.65%
4.65%
4.69%
4.69%
4.76%
4.76%
4.75%
4.75%
4.74%
4.74%
4.74%
4.74%
4.84%
4.84%
4.94%
4.94%
4.98%
4.96%
-0.04%
4.96%
4.98%
5.08%
-0.02%
5.08%
4.98%
5.12%
0.1%
5.12%
4.98%
5.16%
0.14%
5.16%
4.98%
5.17%
0.18%
5.17%
5.15%
5.15%
0.02%
5.15%
4.98%
5.11%
0.17%
5.11%
4.98%
5.11%
0.13%
5.11%
4.98%
5.1%
0.13%
5.1%
4.98%
5.05%
0.12%
5.05%
4.98%
4.96%
0.07%
4.96%
4.97%
4.97%
-0.01%
4.97%
4.8%
4.88%
0.17%
4.88%
4.8%
4.84%
0.08%
4.84%
4.8%
4.8%
0.04%
4.8%
4.78%
4.78%
0.02%
4.78%
4.81%
4.81%
-0.03%
4.81%
4.84%
4.81%
-0.03%
4.81%
4.84%
4.84%
-0.03%
4.84%
4.84%
4.84%
4.84%
4.77%
4.77%
0.07%
4.77%
4.77%
4.77%
4.77%
4.76%
4.76%
0.01%
4.76%
4.8%
4.79%
-0.04%
4.79%
4.84%
4.84%
-0.05%
4.84%
4.82%
4.83%
0.02%
4.83%
4.82%
4.83%
0.01%
4.83%
4.76%
4.75%
0.07%
4.75%
4.84%
4.84%
-0.09%
4.84%
4.85%
4.86%
-0.01%
4.86%
4.78%
4.77%
0.08%
4.77%
4.69%
4.78%
0.08%
4.78%
4.69%
4.8%
0.09%
4.8%
4.69%
4.73%
0.11%
4.73%
4.69%
4.66%
0.04%
4.66%
4.69%
4.66%
-0.03%
4.66%
4.69%
4.69%
-0.03%
4.69%
4.69%
4.69%
4.69%
4.67%
4.68%
0.02%
4.68%
4.69%
4.69%
-0.01%
4.69%
4.65%
4.65%
0.04%
4.65%
4.65%
4.64%
4.64%
4.65%
4.64%
-0.01%
4.64%
4.57%
4.57%
0.07%
4.57%
4.5%
4.5%
0.07%
4.5%
4.42%
4.41%
0.08%
4.41%
4.36%
4.36%
0.05%
4.36%
4.32%
4.33%
0.04%
4.33%
4.26%
4.23%
0.07%
4.23%
4.25%
4.25%
-0.02%
4.25%
4.17%
4.25%
0.08%
4.25%
4.17%
4.16%
0.08%
4.16%
4.11%
4.2%
0.05%
4.2%
4.11%
4.19%
0.09%
4.19%
4.11%
4.2%
0.08%
4.2%
4.22%
4.2%
-0.02%
4.2%
4.11%
4.18%
0.09%
4.18%
4.11%
4.18%
0.07%
4.18%
4.11%
4.22%
0.07%
4.22%
4.11%
4.18%
0.11%
4.18%
4.11%
4.14%
0.07%
4.14%
4.11%
4.16%
0.03%
4.16%
4.11%
4.12%
0.05%
4.12%
4.11%
4.11%
0.01%
4.11%
4.11%
4.04%
4.04%
4.11%
4.03%
-0.07%
4.03%
4.11%
4.06%
-0.08%
4.06%
4.11%
4.11%
-0.05%
4.11%
4.17%
4.12%
-0.06%
4.12%
4.17%
4.12%
-0.05%
4.12%
4.17%
4.14%
-0.05%
4.14%
4.17%
4.17%
-0.03%
4.17%
4.17%
4.17%
4.17%
4.22%
4.22%
-0.05%
4.22%
4.22%
4.22%
4.22%
4.2%
4.2%
0.02%
4.2%
4.13%
4.13%
0.07%
4.13%
4.13%
4.13%
4.13%
4.13%
4.13%
4.13%
4.14%
4.14%
-0.01%
4.14%
4.17%
4.17%
-0.03%
4.17%
4.18%
4.17%
-0.01%
4.17%
4.23%
4.23%
-0.06%
4.23%
4.23%
4.23%
4.23%
4.23%
4.23%
4.23%
4.2%
4.2%
0.03%
4.2%
4.22%
4.22%
-0.02%
4.22%
4.29%
4.28%
-0.07%
4.28%
4.34%
4.34%
-0.06%
4.34%
4.34%
4.33%
4.33%
4.46%
4.46%
-0.13%
4.46%
4.45%
4.46%
0.01%
4.46%
4.35%
4.36%
0.11%
4.36%
4.31%
4.3%
0.05%
4.3%
4.36%
4.36%
-0.06%
4.36%
4.32%
4.32%
0.04%
4.32%
4.35%
4.35%
-0.03%
4.35%
4.39%
4.39%
-0.04%
4.39%
4.39%
4.35%
4.35%
4.29%
4.27%
0.06%
4.27%
4.32%
4.32%
4.4%
4.39%
-0.08%
4.39%
4.4%
4.45%
-0.01%
4.45%
4.4%
4.41%
0.05%
4.41%
4.28%
4.28%
0.13%
4.28%
4.29%
4.27%
-0.01%
4.27%
4.25%
4.23%
0.02%
4.23%
4.16%
4.16%
0.07%
4.16%
3.94%
3.95%
0.22%
3.95%
3.77%
3.77%
0.18%
3.77%
3.75%
3.75%
0.02%
3.75%
3.72%
3.71%
0.03%
3.71%
3.73%
3.73%
-0.02%
3.73%
3.67%
3.68%
0.06%
3.68%
3.63%
3.62%
0.05%
3.62%
3.67%
3.66%
-0.05%
3.66%
3.7%
3.7%
-0.04%
3.7%
3.68%
3.67%
0.02%
3.67%
3.68%
3.68%
-0.01%
3.68%
3.67%
3.67%
0.01%
3.67%
3.65%
3.67%
0.02%
3.67%
3.64%
3.64%
3.66%
3.65%
-0.02%
3.65%
3.69%
3.67%
-0.04%
3.67%
3.69%
3.69%
-0.02%
3.69%
3.64%
3.65%
0.05%
3.65%
3.61%
3.6%
0.04%
3.6%
3.66%
3.66%
-0.06%
3.66%
3.75%
3.75%
3.76%
3.76%
3.8%
3.79%
-0.04%
3.79%
3.84%
3.83%
-0.05%
3.83%
3.85%
3.85%
-0.02%
3.85%
3.85%
3.85%
3.85%
3.82%
3.82%
0.03%
3.82%
3.83%
3.82%
-0.01%
3.82%
3.88%
3.87%
-0.06%
3.87%
3.85%
3.85%
0.02%
3.85%
3.83%
3.83%
0.02%
3.83%
3.82%
3.82%
0.01%
3.82%
3.87%
3.86%
-0.05%
3.86%
3.95%
3.94%
-0.09%
3.94%
3.94%
3.93%
3.93%
3.94%
3.94%
-0.01%
3.94%
3.89%
3.89%
0.05%
3.89%
3.83%
3.83%
0.06%
3.83%
3.85%
3.85%
-0.02%
3.85%
3.84%
3.83%
0.01%
3.83%
3.92%
3.91%
-0.09%
3.91%
3.97%
3.97%
-0.06%
3.97%
4.02%
4.02%
-0.05%
4.02%
4.07%
4.06%
-0.05%
4.06%
4.13%
4.12%
-0.07%
4.12%
4.2%
4.2%
-0.08%
4.2%
4.17%
4.16%
0.03%
4.16%
4.14%
4.14%
0.02%
4.14%
4.13%
4.14%
0.01%
4.14%
4.13%
4.12%
0.01%
4.12%
4.16%
4.14%
-0.04%
4.14%
4.18%
4.18%
-0.04%
4.18%
4.13%
4.12%
0.05%
4.12%
4.01%
4.01%
0.11%
4.01%
3.98%
3.98%
0.03%
3.98%
3.95%
3.95%
0.03%
3.95%
3.99%
3.99%
3.99%
3.99%
4.08%
4.08%
4.09%
4.09%
4.09%
4.09%
4.1%
4.1%
4.08%
4.08%
4.08%
4.08%
4.11%
4.11%
4.13%
4.13%
4.13%
4.13%
4.11%
4.17%
0.02%
4.17%
4.25%
4.23%
-0.08%
4.23%
4.21%
4.23%
0.02%
4.23%
4.21%
4.23%
0.02%
4.23%
4.3%
4.26%
-0.07%
4.26%
4.21%
4.19%
0.05%
4.19%
4.27%
4.22%
-0.08%
4.22%
4.19%
4.17%
0.03%
4.17%
4.07%
4.02%
0.1%
4.02%
4.12%
4.07%
-0.1%
4.07%
4.04%
4.04%
4%
4%
3.93%
3.93%
3.85%